Centrix

Why are company liquidations up 26% despite improving credit trends? As reported by Nona Pelletier of rnz.co.nz, our COO Monika Lacey explains "the liquidation activity that we're seeing is what we would call a lag indicator." She said the lag had a long tail and expected it would take time for the current level of arrears to wind its way through the system. Read the full article here: https://lnkd.in/gTfxF9pR

Approved new mortgage lending us up 29.6% in the August quarter compared to the same period last year, but remains 6% below the same period in 2021, during the property market boom. This reflects increased market activity and borrowers increasingly looking to refinance for lower rates. New non-mortgage lending - including credit cards, vehicle and personal loans, BNPL and overdrafts - is up 11.4%, driven largely by stronger growth in unsecured personal loans in recent months. Overall, new household lending increased by 28% year-on-year. View this and more of the most up-to-date NZ credit trends in our September Credit Indicator Report here: https://lnkd.in/gPFhhzj9 #NZeconomy #creditdata #economictrends #credit #risk #loan #NZbusiness #consumercredit #businesscredit #arrears #repayments

Online scams and phishing attacks are becoming more and more common in New Zealand. This Cyber Smart Week, CertNZ is running a series of free webinars that help you understand more about how to protect yourself, your business, and your customers online. https://lnkd.in/gr-veyAR #CyberSmartWeek #FraudPrevention #Privacy #StaySafeOnline #CertNZ

Centrix is proud to be a gold sponsor of the upcoming 2025 Financial Services Federation conference and awards, on the 5 & 6 November 2025. The theme of this event is 'new horizons in financial services'. Find more and register to attend this awesome event here: https://lnkd.in/gjYryP9v

Our September 2025 Credit Indicator Report is out now. View the full report with the most up-to-date credit insights here: https://lnkd.in/gPFhhzj9 Highlights in our September report: > Consumers reported in arrears fell to 12.09% of the credit active population in August, 1.8% lower than a year ago. The number of people behind on payments declined to 468,000, down 12,000 from July. > Mortgage arrears improved to 1.36% in August, with 20,900 home loans past due, 300 fewer than the previous month. > Consumer credit demand rose 5.6% year-on-year and business credit demand is also up 5% year-on-year. > While company liquidations are up 26% year-on-year, the rate of increase has eased in recent months with some industries showing signs of improvement. This report also looks at the rise in company insolvencies driven by increased enforcement activity by Inland Revenue (IRD) on page 10. #NZeconomy #creditdata #economictrends #credit #risk #loan #NZbusiness #consumercredit #businesscredit #arrears #mortgages

How do you know if a customer is likely to pay on time? Centrix credit reports provide a clear, easy-to-understand credit score that reflects the likelihood of a customer paying on-time - based on their credit payment history. Understanding credit scores helps you decide who you want to do business with, set appropriate terms of trade, manage risk, and protect your cashflow. Learn more about how Centrix credit reports support better business decisions here: https://lnkd.in/gqQMBwch #creditmanagement #cashflow #creditrisk #businessinsights #riskmanagement

Zan Lopes has been part of the Centrix whānau since 2019, attracted by the team's expertise and the opportunity to “learn without fear, grow, and contribute” in a culture that prioritises customer outcomes. Coming from Baycorp and Veda, Centrix felt like a natural next step - an environment where her skills could flourish and her passion for service could shine. As a Key Account Manager, Zan is the primary contact for clients seeking to maximise the benefits of Centrix products and services. She handles everything from strategic planning to detailed RFPs and troubleshooting, dedicated to solving problems and supporting customers at every stage. Her days are always varied, and she loves it that way. Outside work, Zan's life is energetic. She’s a proud mother of three lively boys, a competitive netball player, and a Muay Thai enthusiast who lives by the motto “health is your greatest wealth.” Whether she’s on the court or exploring Fiji, she brings the same energy, genuine warmth, and dedication her clients appreciate. 

Centrix was proud to be a main sponsor of the Chartered Accountants Australia and New Zealand (CA ANZ) Queenstown Conference held over the weekend. It was a fantastic event with a phenomenal line-up of keynote speakers that our our GM Analytics Stuart Baxter and Sales Manager Angelique King enjoyed hearing. Congratulations to the CA ANZ team particularly Scott Wagenvoord and Chelsea Jones.

Te Wiki o te Reo Māori, it's the 50th anniversary of Māori Language Week!  Did you know we have credit file explanations available for consumers in Aotearoa's most commonly spoken languages, including Te Reo Māori:  https://lnkd.in/daMqpbKf

NZ media have reported on our latest August Credit Indicator Report over the last week. See what our COO Monika Lacey had to say about the latest credit trends in our online media coverage here: https://lnkd.in/gBu-42Wi #nzmedia #financialdata #nzeconomy #nzbusiness #creditbureau #creditreport #creditscore #NZcredit #NZdata