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 New Zealand Business Directory
Harmoney

308 Parnell Road, Parnell, Auckland, 1058, New Zealand

Phone: 0.800.427. 666

https://www.harmoney.co.nz

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About Harmoney

Established January 2014

Step 1:

People who wish to borrow money do so by applying to list their loan in the Marketplace. Harmoney's role is to assess the application. Once approved, loans are split into $25 chunks (called 'notes') - so a $10,000 loan becomes 400 notes. This way, each loan is funded by lots of different people.

Step 2:

People who wish to lend money choose which loans they want to 'invest' in from the Marketplace, and how many 'notes' they wish to invest. Harmoney's role is to administer these transactions.

Step 3:

Once a loan is fully funded, the Borrower gets the money and begins making monthly principal and interest repayments. Harmoney's role is to collect these repayments and distribute them back out to the Lenders.

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